ERIE replaces with a model two years newer. With physical damage coverage, we’ll help cover loss to clothing, luggage and personal belongings that are inside a car that we insure. It’s part of our comprehensive coverage. The downside with Erie assurance is that the coverage isn’t to be had in every state. We share it with you here as we stand together in the desire to create communities where all of us can be safe, not just from a virus, but from violence and hate. Standard auto insurance policiesfrom ERIE include several unique options like pet coverage, locksmith services, and moving van coverage. Note: When I queried for quotes for a 25 y/o female driver Erie’s auto insurance quote was more expensive than all carriers illustrated. 6Not available in North Carolina or New York. Nerdwallet has ranked them 3rd as their best car insurance companies. Complete the from below to find a local ERIE agent and get started. Stand-alone feature with per vehicle fees. We strive to create an environment where customers, agents and employees reflect the diversity of the communities where we all live and work. Collision insurance covers your car or truck when it's in an accident with another vehicle. If no comprehensive and/or collision coverage, the policyholder has 7 days of coverage with a $500 deductible. Erie auto insurance earned 5 stars out of 5 for overall performance. We’re here to protect the car you love. © 2020 FORTUNE Media IP Limited All rights reserved. We have more than 13,000 agents dedicated to helping you choose coverage that’s right for you. Certain terms and limitations may apply. Pricing varies depending on which plan you select. Certain terms and limitations may apply. We paid $1,244 a year for 100/300/100 coverage with collision and comprehensive on a 2016 Ford C-Max and a 2011 Toyota Prius in Tennessee. Erie sports car Insurance. Savings are based on individually purchased policies, Discounts subject to eligibility criteria and rates and rules in effect at the time of purchase. Actual savings vary. Find out more about the extras that are available with an ERIE auto policy. These guests provide low-cost car insurance quotation marks online and are established for patron service. More information on ERIE Auto Plus can be found here. Not all coverages and benefits are offered in or apply to all states. Erie Family Life insurance products are not available in New York. Unmarried drivers under 21 who reside with their parents may be eligible for additional savings on their car insurance3. My car was stolen about 1.5 years ago and Erie was very efficient and generous in dealing with this claim. There’s no place like it – and it’s yours, so make sure you protect it. Coverage may be available with additional purchase. Erie® has offered auto insurance coverage in Maryland since 1953. Founded in 1925, Erie Insurance offers many coverage options including auto insurance, home insurance, and personal umbrella insurance. Discover why more than 10% of Maryland drivers choose Erie® Insurance! In fact, as one of the largest insurance companies out there and the number one personal auto insurer by written premium among independent agents, you can choose the coverage options that make the most sense to you. Learn about Erie Insurance and get an online auto quote. A typical multi-policy discount is around 20%. What Determines the Price of My Auto Insurance? Fill out our calculator to get an estimate of how much coverage you may need to protect your loved ones. Car insurance companies rely on a driver's age as an indicator of potential risk, assigning rates on a sliding scale. Erie Insurance is a multi-line insurance company, offering auto, home, business and life insurance through our network of independent insurance agents. The carrier has very high ratings through A.M. Best and the BBB and is a financially strong company. Car safety discounts – Can receive discounts for factory-installed safety equipment … Erie car insurance coverage options. When you accidentally lock your keys in your car, we’ll cover the locksmith costs up to $75. From offering yearly dividends for policyholders to multi-car discounts and roadside assistance, consider switching to Amica car insurance. You can save on your insurance coverage if your car is equipped with safety equipment like factory-installed air bags, passive restraint, If we insure two or more of your cars, you could qualify for a discount. NerdWallet’s ratings are determined by our editorial team. Limited. Terms, conditions, limitations and exclusions apply; talk to an ERIE agent or see the policy for details. Erie is one of the few insurance companies that offer college credit insurance discounts – not just good student or good grade discounts. You'll be taken care of in a roadside emergency and when you need more robust rental car coverage. If you’re a safe driver with a good driving record, you could get a discount on your auto coverage. You might be uneasy about starting a claim, but our agents will guide you through the claims process. ERIE auto insurance earned a spot on our list of the best auto insurance companies for its highly rated customer satisfaction and unique built-in coverages. (Up to $500 per pet; total limit $1,000.). ERIE offers auto, home, life and business insurance. All of this additional coverage comes at no additional charge, so keep that in mind when comparing rates with other companie… Erie is a large regional provider of auto, life, business and property insurance focused on customer satisfaction. It offers uncommonly broad coverage for eligible customers. The limit is $15 per day and up to $450 per loss. Roadside Assistance: Every Allstate customer has access to Allstate's … With transportation expenses, it is included in Virginia with comprehensive coverage and is optional with collision. Ask an agent how ERIE’s auto policy can help protect you. Read more about our quality coverage below, and get a free quote today. Erie Insurance Group has earned A.M. Best's rating of A+ (Superior). Used under license. As a society, we have been faced with unprecedented and uncertain times. Put simply, we are committed to following the Golden Rule, and treating all people with dignity and respect, regardless of many factors, including- but certainly not limited to- race, ethnicity, gender, age, disability, sexual orientation and gender identity. The traditional coverage suite of collision, comprehensive, liability, underinsured and uninsured motorist, medical payments, bodily injury, and property damage can be expected from an Erie car insurance policy. Learn about Erie Insurance and get an online auto quote. You can count on our agents to help you make good decisions about your insurance protection. 5Limitations apply in North Carolina and Virginia. You can boost your coverage for pennies a day with features that you’ll be glad to have if you ever have a car accident. Complete the from below to find a local ERIE agent and get started. State Farm vs. Erie: rates by age bracket. A daily dollar limit and the payment ends upon the settlement. Limited. However, what is not uncertain at ERIE is our culture of dignity & respect, founded in our core values and emblematic of our belief system. With Erie’s college credit discount, students can save money if they are living away from college without access to a car. Start with competitive prices and then add more ways to save. For additional information, contact your local ERIE agent. Both options provide new wiper blades in the event that your windshield is replaced. Erie insurance overview. An insurance policy is typically priciest for beginning and young drivers — due to their inexperience — and relatively affordable for middle-aged drivers. Transportation expenses are only covered with vehicle theft claims. (All the vehicles in your household must be owned and used by the driver we insure. With ERIE, it’s up to two years. Comprehensive Coverage from ERIE includes Glass Repair, which waives the deductible for repairs. Erie Car Insurance provides all the usual coverages. Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service. Don’t you want an insurance company you can depend on and trust to help make sure your business is protected? 2Available after the policyholder has been insured with ERIE for three years. When life throws you a curveball, comprehensive car insurance covers damage to your vehicle that’s not caused by a collision, such as fire, theft or when you hit a deer. An agent will be in touch. My car was never recovered and so I was given $12,500 for my stolen car. Discounts subject to eligibility criteria and rates and rules in effect at the time of purchase. This site is protected by reCAPTCHA, and the Google Privacy Policy and Terms of Service apply. This site is protected by reCAPTCHA, and the Google Privacy Policy and Terms of Service apply. It's a great choice for most customers, unless you're committed to an online-only experience. 1This information is a summary and does not include all coverages and benefits that are available or apply to all states. Erie car insurance coverage options and discounts. In North Carolina, restrictions apply. Age 55 or over – Mature, experienced drivers may receive a discount. Even better, most glass damage can be fixed at a location that’s convenient to you like your home or workplace. Erie Car insurance. ERIE Auto Plus®. The number of independent ERIE agents ready to help. Erie Family Life Insurance Company has earned A.M. Best's rating of A (Excellent). Maybe. We believe that the proof is in the car insurance policy.1 Take a look at how our auto coverage stacks up against a typical competitor. Multi-car – A discount is offered if you insure more than one vehicle on your auto policy. Find out more about our homeowners or renters coverage. Erie Insurance offers home, renters and auto policies at prices well below average and provides customer service that is widely renowned. Offerings vary by state. FORTUNE and FORTUNE Media IP Limited are not affiliated with and do not endorse products or services of, ERIE Insurance. See individual policies for specific coverage details. Coverages, benefits, limits and deductibles may vary. FORTUNE and FORTUNE Media IP Limited are not affiliated with and do not endorse products or services of, ERIE Insurance. When you give permission to a friend or relative to borrow your car and they get in a fender bender, your auto policy could provide coverage. Am I Covered When I Lend My Car to Friends or Family? Find out if ERIE is right for you. FORTUNE is a registered trademark of FORTUNE Media IP Limited and is used under license. Whether it's a minivan with eight seats, a sporty coupe with two - or even a motorcycle - we can help you protect it. Erie's car insurance policy is intended to protect consumers against financial loss after a car accident. ERIE offers multi-policy discounts from 16% to 25%, depending on your state, when you insure your auto and home with  us.1. Is Your New Car Covered Under Your Auto Insurance Policy? I joined my husband’s car insurance policy with Erie after we got married. Drivers are required to have this coverage in nearly every state. In New York, comprehensive deductible cannot be reduced to less than $50 and collision deductible cannot be reduced to less than $100. An ERIE auto insurance policy provides automatic coverage for additional and replacement vehicles. Know the signs to tell if your pipes are frozen and how to fix them. 4The six classes of rental car options are not available in Virginia and North Carolina. 2. (Up to $350.). Erie offers all of the coverage that is commonly found in auto insurance, such as collision, liability, medical payments, and uninsured or underinsured motorist. You can boost your coverage for pennies a day with features that you’ll be glad to have if you ever have a car accident. See individual policies for specific coverage details. You can save by paying your auto premium in one lump sum. FORTUNE is a registered trademark of FORTUNE Media IP Limited and is used under license. Other Features Progressive Erie; About: Since 1938, Progressive has made it easy to understand, buy, and use car insurance. Safe driver – Receive a discount for having a good driving record. ERIE sells auto, home, business and life insurance through independent agents. ERIE sells auto, home, business and life insurance through independent agents. More than 90 percent of our customers stay with ERIE year after year. Erie Insurance Group has earned A.M. Best's rating of A+ (Superior). For a minimal cost, you can add Full Window Glass, which waives the deductible regardless of repair or replacement. However, the company offers some interesting additional coverages, such as insurance for pets injured in car accidents, windshield and locksmith coverage, and personal item coverage. Our review explores the carrier's history and coverage options, as well as pros/cons. Erie car insurance got 5 stars out of 5 for total functionality. 1All discounts are subject to eligibility criteria and applicable rates and rules at the time of purchase. Find a local agent now. Get a car insurance quote today. Erie offers several types of discounts including its Erie Rate Lock product in which the rates only will change under certain conditions such as adding or removing a vehicle, a driver, or a change of address where the vehicle is parked daily. Our agents have offices in your neighborhood and are a part of your community. Erie Insurance provides customers with the flexibility to customize their car insurance by offering over 30 extra policy features, along with the highest levels of customer service. Available immediately in North Carolina and with the ERIE Rate Protect policy in New York. With the ERIE Rate Lock® feature, your rates will only change if you add or remove a vehicle or a driver or change the address where you keep your car parked routinely. ), A discount is available if you have a qualifying life insurance policy. An umbrella policy gives you an extra layer of protection over and above the limits in an auto, home or boat policy in case you’re sued or responsible for an accident. ERIE’s auto insurance policy helps protect you against financial loss if you have a car accident. Liability insurance helps protect drivers when they’re responsible for an accident that injures other people or damages other people’s property. If you’re not using your car for at least 90 consecutive days during the policy period, you could be eligible for a discount on your car insurance2. Erie Life Insurance Erie life insurance includes both term and whole life insurance policies with a variety of options and riders. And if you have a motorcycle, snowmobile, RV or ATV, we can cover that, too. One of our more than 12,000 independent agents will help you choose affordable car insurance that's backed by an insurance company that's been putting customer service first since 1925. Erie Car Insurance Discounts. From FORTUNE. Unfortunately, we had to switch insurers when we moved outside Erie’s 12 supported states, which is one drawback of using a local insurer. Another contributor that shows up in three out of our four lists is Erie Insurance. Talk to an ERIE agent for state-specific policy information. Read more about ERIE Rate Lock® or ERIE Rate ProtectSM policy (for our New York customers). Read more about ERIE’s business coverage. 3Coverage must be purchased to be added to an auto policy. Today, Erie is a Fortune 500 company with numerous types of insurance available, including collector and classic car insurance, homeowners insurance, life insurance, … We’re here to protect the car you love. Enter a valid address, city, state or Zip, Insurance for ATVs, Snowmobiles, Golf Carts and More, What to Know About Hail, Roof Damage and Common Scams, How To Prevent Frozen Pipes (And What To Do If They Freeze Anyway). Additionally, their many additional coverage options are unique or offer a unique twist on the standard, as confirmed in many Erie auto insurance reviews.